buy cheap car insurance

buy cheap car insurance

Compare car insurance quotes in minutes with Money Expert and save up to £319*

Enter registration no. (optional):

Retrieve an existing quote

Benefits of comparing car insurance with Money Expert:

Save up to £319* on your car insurance

Save up to £319* on your car insurance

Recommended by 92% of users!**

Recommended by 92% of users!**

Compare deals from over 100 providers***

Compare deals from over 100 insurers***

Rated on Trustpilot

4.6 / 5 based on 16,077 reviews

Compare cheap car insurance quotes with Money Expert

Cheaper car insurance is only a few clicks away...

Whether your current policy is approaching its renewal date, or you’ve just bought a new car and need cover so you can drive it, you could save yourself up to £319* by comparing car insurance policies with Money Expert.India

comprehensive car insurance quote US$2.64US$10.28 ✔️

easy car insurance quote US$2.61US$7.99y✔️

buy car insurance online now US$2.60US$8.13✔️

car insurance buy online now US$2.49US$4.62✔️

low price car insurance online US$2.45US$5.25✔️

buy car policy online US$2.42US$6.50✔️

find car insurance rates US$2.40US$3.71✔️

purchase car insurance online US$2.27US$6.00✔️

buy cheap car insurance US$2.26US$6.14✔️

get motor insurance quote US$2.25US$4.64✔️

car insurance offers online US$2.21US$6.10

get car insurance online US$2.21US$5.33

cheapest car insurance renewal US$2.21US$5.81

best car insurance quotesUS$2.19US$5.71

buy insurance car US$2.17US$6.14

buy car insurance online US$2.15US$6.12

cheap car insurance online US$2.12US$5.58

acko car insurance quote US$2.11US$4.16

best car insurance sites US$2.06US$5.58

cheap car insurance prices US$2.05US$6.83

car with insurance deals US$2.04US$4.02

buy cheap car insurance

1

Tell us about you and your car

We’ll need some basic personal information, as well as details on the make, model, and age of your car.

2

Tell us what type of cover you need

Let us know what type of policy you’re after, and provide some detail about how you use your car.

3

Choose the right policy

We’ll show you a bespoke list of policies, generated based on your requirements. All you need to do is pick the one that’s right for you.

We'll show you quotes from a hand-picked list of over 100+ different insurers, including:

Tesco Bank

AXA

Elephant

RAC

Hastings Direct

What level of car insurance do I need?

Comprehensive

Third party, theft & fire

Third party only

What is fully comprehensive insurance?

Fully comprehensive insurance offers the highest level of cover available. You will be covered if your car is damaged or written off, if your vehicle is stolen or catches fire, as well as any medical expenses.

Comprehensive policies can often be quite different, so you should always check what is covered before you buy.

Who is it for?

Most drivers. Fully comprehensive policies almost always offer the best value for money. Always check what each insurance provider actually includes in their fully comp policies.

Find out more: Fully comprehensive car insuranceIndia

comprehensive car insurance quote US$2.64US$10.28 ✔️

easy car insurance quote US$2.61US$7.99y✔️

buy car insurance online now US$2.60US$8.13✔️

car insurance buy online now US$2.49US$4.62✔️

low price car insurance online US$2.45US$5.25✔️

buy car policy online US$2.42US$6.50✔️

find car insurance rates US$2.40US$3.71✔️

purchase car insurance online US$2.27US$6.00✔️

buy cheap car insurance US$2.26US$6.14✔️

get motor insurance quote US$2.25US$4.64✔️

car insurance offers online US$2.21US$6.10

get car insurance online US$2.21US$5.33

cheapest car insurance renewal US$2.21US$5.81

best car insurance quotesUS$2.19US$5.71

buy insurance car US$2.17US$6.14

buy car insurance online US$2.15US$6.12

cheap car insurance online US$2.12US$5.58

acko car insurance quote US$2.11US$4.16

best car insurance sites US$2.06US$5.58

cheap car insurance prices US$2.05US$6.83

car with insurance deals US$2.04US$4.02

Key features

Check

Highest level of cover available.

Check

Often the most expensive level of insurance.

Check

Covers damage if you're involved in an accident, theft, medical expenses, fire damage, and theft of your vehicle.

How much does car insurance cost?

The price of your cover depends on a number of factors, including the type of cover you choose, your no claims bonus, and your age and driver profile.

Type of cover Average premium cost1

Fully comprehensive £973

Third party, fire and theft £1,422

Third party only £2,559

1Average annual cost based on quotes delivered to 59,564 Money Expert customers between Jan-Aug 2021

How does the type of cover you choose affect your insurance premiums?

This might seem counterintuitive, but fully comprehensive car insurance policies tend to actually be the cheapest, despite offering the most cover.

We found that fully comp policies cost an average of £973 a year, while TPFT comes in at £1,422, and third party-only as high as £2,559.

A key reason for this is that drivers with third party-only cover are more likely to be involved in accidents.

How to get cheaper car insurance

There are certain things you can do to improve your chances of getting offered cheaper quotes, regardless of what kind of car you drive or what your profile as a driver looks like.India

comprehensive car insurance quote US$2.64US$10.28 ✔️

easy car insurance quote US$2.61US$7.99y✔️

buy car insurance online now US$2.60US$8.13✔️

car insurance buy online now US$2.49US$4.62✔️

low price car insurance online US$2.45US$5.25✔️

buy car policy online US$2.42US$6.50✔️

find car insurance rates US$2.40US$3.71✔️

purchase car insurance online US$2.27US$6.00✔️

buy cheap car insurance US$2.26US$6.14✔️

get motor insurance quote US$2.25US$4.64✔️

car insurance offers online US$2.21US$6.10

get car insurance online US$2.21US$5.33

cheapest car insurance renewal US$2.21US$5.81

best car insurance quotesUS$2.19US$5.71

buy insurance car US$2.17US$6.14

buy car insurance online US$2.15US$6.12

cheap car insurance online US$2.12US$5.58

acko car insurance quote US$2.11US$4.16

best car insurance sites US$2.06US$5.58

cheap car insurance prices US$2.05US$6.83

car with insurance deals US$2.04US$4.02

buy cheap car insurance

1

Pay upfront

Paying upfront annually works out cheaper, as no finance arrangement is needed.

2

Improve your security

Security devices like steering wheel locks will push down your premiums, as will parking off-road.

3

Increase your voluntary excess

Higher excess can mean lower premiums. Don’t make it too high though, in case you need to claim!

4

Build up your no-claims discount

If you don't claim, your no-claims bonus will lower your premiums.

5

Drive fewer miles

Driving fewer miles per year will reduce the price of your policy.

6

Get a telematics policy

Installing a black box, or telematics device, can help lower your premiums.

Add-ons to consider when doing a car insurance comparison

There are a number of different add-ons that you can purchase to enhance your cover. Some of these will be particularly useful for certain types of driver (e.g. European cover if you drive abroad often), and some more useful in a general sense (e.g. breakdown cover).

All of them cost money, but some can save you money in the long run. We’ve outlined some common add-ons here to help you decide if they’re right for you.

Windscreen cover

ADD-ON

Windscreen cover

Covers the repair of chips or cracks to your car’s windscreen.

India

comprehensive car insurance quote US$2.64US$10.28 ✔️

easy car insurance quote US$2.61US$7.99y✔️

buy car insurance online now US$2.60US$8.13✔️

car insurance buy online now US$2.49US$4.62✔️

low price car insurance online US$2.45US$5.25✔️

buy car policy online US$2.42US$6.50✔️

find car insurance rates US$2.40US$3.71✔️

purchase car insurance online US$2.27US$6.00✔️

buy cheap car insurance US$2.26US$6.14✔️

get motor insurance quote US$2.25US$4.64✔️

car insurance offers online US$2.21US$6.10

get car insurance online US$2.21US$5.33

cheapest car insurance renewal US$2.21US$5.81

best car insurance quotesUS$2.19US$5.71

buy insurance car US$2.17US$6.14

buy car insurance online US$2.15US$6.12

cheap car insurance online US$2.12US$5.58

acko car insurance quote US$2.11US$4.16

best car insurance sites US$2.06US$5.58

cheap car insurance prices US$2.05US$6.83

car with insurance deals US$2.04US$4.02

Breakdown cover

ADD-ON

Breakdown cover

Makes sure you get home or to the nearest repairer if your car breaks-down.

Personal accident cover

ADD-ON

Personal accident cover

Provides you with compensation if you or a passenger is injured or killed in an accident.

Courtesy cover

ADD-ON

Courtesy car

Car being repaired? Your insurer will provide you access to a courtesy car.

No claims discount protection

ADD-ON

No claims discount protection

Allows you to make a certain number of claims per year which do not affect your no claims discount.

Lost or stolen keys

ADD-ON

Lost or stolen keys

Your insurer will cover the cost of replacing your keys if they’re lost or stolen.

How your driver profile affects the cost of your car insurance premiums

Car insurance prices will vary depending on certain key facts about you, the driver. Older, more experienced drivers tend to be offered cheaper quotes, for example. Have a look below to find out how these different factors are likely to affect your premiums, and how to find the cheapest car insurance quotes given your circumstances:

Different types of driver

Younger drivers – especially under-25s – will pay much more than their older counterparts for car insurance, other things being equal. This is because drivers aged 17-24 are statistically far more likely to be involved in road traffic accidents than those aged 25+. You’re not totally out of luck if you’re a younger driver though – getting a telematics policy, or adding a named driver can help bring down your costs.

Find out more: Car insurance for younger drivers

What type of car do you want insurance for?

Car insurance groups

buy cheap car insurance

Car Insurance Groups

Cars are organised into different groups according to how expensive they are to insure. A higher number group means higher premiums.

Electric car insurance

Electric car

Electric cars often have unique insurance requirements covering things like batteries and other components.

Modified car insurance

Modified car

Modifications you make to your vehicle generally make your insurance more expensive, especially if they make it more powerful.

Classic car insurance

Classic car

Classic cars can be trickier to repair due to hard to source parts, and this can increase your premiums.

4x4 insurance

4x4

If you have a 4x4 that you often take off road, you might need dedicated green lane cover on top of your regular insurance.

Sports car insurance

Sports car

Powerful sports cars tend to cost more to insure than smaller vehicles, but there are ways to keep your costs from spiralling.

Imported car insurance

Imported car

Depending on where you've imported your car from, you might need to undergo extra certification before you're allowed to drive it.

Petrol v diesel

Petrol v Diesel

Diesel cars are typically a bit more expensive to buy than petrol cars, and this makes them slightly more expensive to insure, on the whole.

Smaller, less powerful cars tend to be cheaper to cover because they’re less likely to be involved in accidents. Popular and inexpensive cars also tend to be cheaper to cover because replacement parts are easier (and cheaper) to get hold of.

Some types of car will have unique requirements that mean you might need a specialist policy to cover what you need. If you drive an electric car, you’ll want cover for batteries and charging cables. If you’ve modified your car, for performance or accessibility, you’ll want to ensure that your modifications are insured.

India

comprehensive car insurance quote US$2.64US$10.28 ✔️

easy car insurance quote US$2.61US$7.99y✔️

buy car insurance online now US$2.60US$8.13✔️

car insurance buy online now US$2.49US$4.62✔️

low price car insurance online US$2.45US$5.25✔️

buy car policy online US$2.42US$6.50✔️

find car insurance rates US$2.40US$3.71✔️

purchase car insurance online US$2.27US$6.00✔️

buy cheap car insurance US$2.26US$6.14✔️

get motor insurance quote US$2.25US$4.64✔️

car insurance offers online US$2.21US$6.10

get car insurance online US$2.21US$5.33

cheapest car insurance renewal US$2.21US$5.81

best car insurance quotesUS$2.19US$5.71

buy insurance car US$2.17US$6.14

buy car insurance online US$2.15US$6.12

cheap car insurance online US$2.12US$5.58

acko car insurance quote US$2.11US$4.16

best car insurance sites US$2.06US$5.58

cheap car insurance prices US$2.05US$6.83

car with insurance deals US$2.04US$4.02

Why use Money Expert?

Save £319 on your car insurance

Save up to £319 on your policy*

Recommended by 92% of users!**

Recommended by 92% of users**

Compare deals from over 100 providers***

Deals from over 100 auto insurance providers***

Finding cheap car insurance with Money Expert couldn't be simpler. We only need a few details about you and your car to compare deals from over 100 insurers. The whole process only takes a few minutes!

Be the Money Expert. See how much you could save today.

1 out of 5

Rated on Trustpilot

Rating Rating Rating Rating Rating

Great service. Saved me £140 per annum!

Thomas Bewick

22/02/2022

Next review

4.6 / 5 based on 16,077 reviews

See all reviews

*51% of consumers could save £319.03 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from March 2022 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

** 92% of 16,077 reviews from TrustPilot gave an “Excellent” or “Great” rating, as of October 2022. Overall rating on TrustPilot was 4.6 / 5 as of October 2022.

*** Correct as of November 2022

Last reviewed: 1 November 2022

Next review: 1 December 2022

Money Expert Footer Logo

Save Money. Easier than ever.

We are Money Expert, the experts with your finance.

Navigation

Car Insurance

Debt

Credit Cards

Utilities

News

MEX Rewards

Careers

Get in Touch

moneyexpert.com

customerservice@moneyexpert.com

Tel: 0800 011 1395

Support available 9am-5pm (Mon-Fri)

Latest News

31st OctHealthy Habits Hotspots | Money Expert Read More >

29th JulHeatwave nearly caused blackout in the UK Read More >

29th JulMillions could be pushed into debt due to energy bills, MPs warn Read More >

COMPLAINT HANDLING | PREFERENCE CENTRE | COOKIES | PRIVACY POLICY | TERMS & CONDITIONS | CONTACT

Spain flag Visita el site en Español  flag Visitez le site en français

© Moneyexpert.com 2020. ME Expert Limited, registered in England. Registered Number 10120411. Registered office is at Suite D2, the Quadrant, Mercury Court, Chester, Cheshire, CH1 4QR. Data Protection Licence Number ZA247205. ME Expert Limited is authorised and regulated by the Financial Conduct Authority FRN 917459.